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Travel Insurance

Travel Insurance can only be sold to those clients arranging their travel arrangements with Air Travel Corporation. Travel Insurance MUST be purchased within 14 days of making your confirmed booking.

Worldwide Single Trip Policies

Premiums quoted in £’s.

	Adult	Child (2-17 yrs)
Up to 5 days	24.68	12.34
Up to 10 days	37.60	18.80
Up to 17 days	43.48	21.74
Up to 24 days	49.35	24.68
Up to 31 days	59.93	29.97

Worldwide Annual Multi Trip Policies

Single: £98.10 Family, based on 2 adults & 2 children: £163.90.
Maximum stay on any one trip, 31 days. Excludes Cruise cover. Rates on request.

Age Limits:

Single Trip Policies;
can be sold to those under 66 at the date of travel at standard premium
can be sold to those aged 66 to 69 at the date of travel x150% of the standard premium. Europe only.
can be sold to those aged 70 to 75 at the date of travel x200% of the standard premium. Europe only.
Annual Multi Trip Policies;
can be sold to those under 66 at the date of policy commencement.
no cover for persons aged 66 and over

All above policies are only available to persons resident in the United Kingdom or Channel Islands at the time of purchase.

Pre-Existing Medical Conditions

This policy will not cover anything other than what is clarified and has the following exclusion for you to be aware of within the policy wording. If you are unsure then please request a copy of the policy wording.

Please note that this policy will not provide cover for the following conditions:-
Heart/circulatory related condition (e.g. hypertension, heart attack or stroke), arterial disease, kidney disease, respiratory condition (excluding well controlled mild asthma), cancer or cancerous condition.
The policy also excludes claims where the insured person or anybody upon whom their travel is dependant.

has been hospitalised, received advice, medication or treatment in the twelve months prior to the booking of the policy,
is on a waiting list awaiting further treatment or investigation,
has been given a terminal prognosis
is travelling specifically to seek medical advice or treatment
or is travelling against medical advice.

Schedule of cover

Description	Cover (per insured)	Excess
Cancellation & Curtailment	Up to £2990	£40
Catastrophe	Up to £490	£40
Medical Expenses (inc. Emergency Repatriation)	Up to £5,000,000	£65
Hospital Benefit	£10 per day up to £490	Nil
Mugging	£40 per day up to £1,000	Nil
Personal Effects & Baggage Single Item Limit Valuables Total Limit Travel Documents Delayed Baggage	Up to £1,490 £190 £190 Up to £240 Up to £90	£40
Personal Money Cash Limit Cash Limit (age under 18)	Up to £490 £190 £90	£40
Travel Delay	£10 for first 12 hr. period, £10 each 12 hr. period thereafter up to £90	Nil
Holiday Abandonment	Up to £2990	£40
Hijack	£50 per day up to £1,000	Nil
Missed Departure	Up to £240	£40
Personal Accident Perm. Total Disablement Loss of Limb(s) or Sight Death Death (age under 18)	Max. Benefit £15,000 £15,000 £15,000 £5,000 £5,000	Nil
Personal Liability	Up to £2,000,000	£240
Legal Expenses	Up to £15,000	£240
Scheduled Airline Failure	Up to £3,000	Nil
Winter Sports Cover The following benefits are only available when additional winter sports premium is paid, or when Annual Multi-Trip cover is effected:
Ski Equipment (Owned) Single Item Limit Hired Items Limit	Up to £490 £250 Up to £150	£40
Ski Hire	£30 per day up to £290	£40
Ski Pack	£50 per day up to £190	Nil
Piste Closure	£30 per day up to £290	£40
Avalanche closure	upto £190	£40

Please read all aspects of the insurance cover above. If you are unsure about any condition please ask. Complete policy wording available on request.

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